Splice offers Ableton Live 12 Standard for $16.99/month until paid off (~$449 total). Suite is not on rent-to-own, but you can start with Standard and upgrade later.

Ableton themselves offer the best “free” option: a 90-day free trial of Ableton Live 12 Suite for both Windows and Mac.

This is the safest, most feature-complete way to use Ableton Live 12 Suite for free for three months. Many producers finish entire albums in that time.

Ableton does not discount the software itself, but authorized resellers (Thomann, Sweetwater, B&H) occasionally offer 10–15% off. Register for alerts.